Professional Grade AI for Profitable Underwriting

Kalepa is an enterprise-grade AI underwriting platform designed specifically for commercial insurers, Managing General Agents (MGAs), and mutuals. Its flagship product, Kalepa Copilot, enables underwriting teams to instantly analyze incoming submissions and surface critical risk insights, allowing them to underwrite faster and select the most profitable risks across all lines of business. By automating submission ingestion, clearance, and triage, Kalepa eliminates tedious manual data entry. The platform's AI engine automatically enriches applications with external data to highlight crucial 'Red Flags' (e.g., directors involved in current litigation, recent layoffs) and 'Preferred' signals (e.g., clean MVRs, no auto losses). It covers the full underwriting lifecycle—from risk analysis and rating to quoting, binding, and portfolio management. Built for Chief Underwriting Officers (CUOs), COOs, and IT leaders, Kalepa delivers massive time savings and significantly improves loss ratios by uncovering hidden property and casualty risks.
Kalepa is an enterprise-grade AI underwriting platform designed specifically for commercial insurers, Managing General Agents (MGAs), and mutuals.
Explore all tools that specialize in surface critical risk insights. This domain focus ensures Kalepa delivers optimized results for this specific requirement.
Explore all tools that specialize in automated submission ingestion. This domain focus ensures Kalepa delivers optimized results for this specific requirement.
Explore all tools that specialize in quoting & binding. This domain focus ensures Kalepa delivers optimized results for this specific requirement.
Utilizes custom Natural Language Processing (NLP) and Optical Character Recognition (OCR) models trained specifically on commercial P&C insurance documents to extract structured data from unstructured emails and PDFs.
Machine learning-based rules engine that scores and ranks incoming submissions based on historical profitability data and pre-defined carrier guidelines.
Automated API aggregation of external data sources including public records, litigation databases, building permits, financial filings, and MVRs.
Advanced analytics dashboard providing real-time aggregation of bound policies, active quotes, and overall risk exposure across geographies and industries.
API-driven workflow that connects the AI risk assessment directly into rating engines and core policy administration systems.
Deep learning models that automatically parse historical loss run documents, categorize claim types, and project future claim frequencies.
Define underwriting guidelines and risk appetite parameters
Integrate broker submission email inboxes via API or SMTP
Configure custom risk flags, rating algorithms, and scoring models
Connect to core policy administration systems (e.g., Guidewire, Duck Creek)
Train underwriting teams on the Copilot dashboard workflow
All Set
Ready to go
Verified feedback from other users.
"Highly praised by commercial underwriters for drastically reducing triage time, eliminating data entry, and uncovering hidden risks. Some initial time investment required to configure custom underwriting guidelines."
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