Sagent Lending Technologies

Borrower submits online application

System automatically pulls credit report and verifies income

AI-powered underwriting assesses risk

Loan officer reviews and approves loan

Loan documents are generated and signed electronically

Customer makes online payment

System automatically updates loan balance and generates receipt

Lender monitors loan performance through real-time dashboards

Customer inquiries are resolved through integrated CRM system

Automated notifications are sent for payment reminders and account updates

System identifies potential defaults based on predictive modeling

Automated notifications are sent to borrowers

Loss mitigation options are evaluated

Foreclosure proceedings are initiated if necessary

System tracks all activities and communications

System automatically collects and aggregates data

Reports are generated based on regulatory requirements

Reports are submitted to relevant authorities

System tracks compliance history and ensures adherence to industry standards

Customer data is stored in a centralized database

Customer interactions are tracked and documented

Lenders can communicate with customers through various channels

System provides insights into customer behavior and preferences

Personalized offers and recommendations are generated