Taktile

Data Collection: Collect customer information from various sources, including applications and third-party data providers.

Identity Verification: Verify customer identity using AI agents and automated KYC/B checks.

Risk Assessment: Assess customer risk profile based on collected data and risk signals.

Decisioning: Automatically approve or reject customer onboarding based on predefined rules and AI models, with human oversight for complex cases.

Data Integration: Integrate credit bureau data, transaction history, and alternative data sources.

Risk Scoring: Generate credit risk scores using AI models and predefined rules.

Threshold Setting: Configure risk thresholds and approval criteria.

Automated Approval/Rejection: Automatically approve or reject credit applications based on risk scores and predefined criteria, with human intervention for borderline cases.

Transaction Monitoring: Monitor transactions for suspicious activities using AI-driven anomaly detection.

Alert Generation: Generate alerts for potentially suspicious transactions.

Case Investigation: Investigate alerts using AI agents to gather additional information and assess risk.

Reporting: Report suspicious activity to regulatory authorities as required.

Risk Signal Collection: Collect risk signals from various sources, including transaction data, device information, and behavioral analytics.

Fraud Scoring: Generate fraud scores using AI models and predefined rules.

Real-Time Monitoring: Monitor transactions in real-time for fraudulent activities.

Automated Action: Automatically block or flag suspicious transactions for further review.

Data Collection: Gather financial statements, credit reports, and other relevant data from SMB applicants.

Automated Analysis: Use AI agents to analyze the collected data and assess the SMB's creditworthiness.

Risk Assessment: Determine the risk associated with lending to the SMB.

Decisioning: Make automated decisions on loan applications based on the risk assessment, with human oversight for complex cases.